Real Estate Investor Loans.
Done Right.
Fix & Flip (RTL) · DSCR · New Construction · Commercial Bridge
I'm Greg Loudon — founder of Endeavance Capital and a Navy veteran with 20+ years as a commercial banker at KeyBank, Wheatland Bank, and Rabo AgriFinance. I know how lenders think. I know what they're looking for. And I know how to position your deal to get to yes.
Good deals get killed by the wrong lender — or the wrong packaging.
I've watched it happen from the other side of the table. During my 20 years in commercial banking, I reviewed thousands of loan applications. I approved deals. I declined deals. And I watched solid borrowers get turned down — not because the deal was bad, but because it wasn't matched to the right program or presented the way underwriters needed to see it.
That's a fixable problem. It's what Endeavance was built to fix.
I work with real estate investors and business owners who are done guessing which lender to call — and tired of finding out after the fact that they were declined for a reason nobody explained upfront.
20+ Years on the Other Side of the Table
I spent my career reviewing loan files as a banker — not submitting them. That perspective is what separates Endeavance from brokers who have only seen the borrower's side of the process.
What We Finance
Four core loan products for real estate investors — plus equipment financing and working capital for small business owners. Brokered across Washington State and 35+ states.
Fix and Flip Loans
Also Known as Residential Transition Loans (RTL)
Short-term real estate loans for investors buying distressed properties, renovating them, and selling for profit. Underwritten on the After Repair Value (ARV) of the property — not your income. Fast closings. Designed for investors who move fast.
DSCR Rental Loans
No Tax Returns — Property Cash Flow Qualifies
Rental property loans that qualify on the income the property generates — not your personal tax returns. No W-2s. No income verification. Built for investors scaling a rental portfolio who have self-employment income or tax returns that don't reflect their real financial picture.
New Construction Loans
Ground-Up Financing for Builders & Investors
Ground-up financing for custom homes, spec homes, ADUs, and light commercial builds. Funds released in draws as milestones are completed. I spent 20+ years reviewing construction packages from the lender's side — I know what makes a project fundable before it hits an underwriter's desk.
Commercial Bridge Loans
Acquire, Reposition, or Stabilize Commercial Real Estate
Short-term capital for investors acquiring or repositioning commercial properties while arranging permanent financing. The right tool when conventional lenders can't move fast enough or the asset doesn't yet qualify for permanent financing.
Three Things I Won't Compromise On.
Integrity
I'll tell you if a deal doesn't work — before you waste time. That's not the easy answer. It's the right one. I've been on the side of the table that issues declines. I'd rather give you a straight answer on day one than string you along for six weeks.
Communication
You'll know where your deal stands. No chasing. No wondering. No radio silence when things get complicated. If something changes, you hear it from me first — not from the lender.
Certainty of Execution
I've seen too many deals fall apart at the closing table. I know what gets a deal funded and what kills it. I structure submissions to get to a decision — not just an application number.
Questions Investors Ask Before They Apply
Straight answers — no marketing speak. If you have a question that isn't here, reach out directly.
What types of loans does Endeavance Capital offer?
Endeavance Capital brokers fix and flip loans (also called Residential Transition Loans or RTL), DSCR rental loans, new construction loans, and commercial bridge loans for real estate investors across Washington State and 35+ states. We also broker equipment financing and working capital solutions for small business owners.
Do I need tax returns to qualify for a rental property loan?
Not for a DSCR loan. DSCR loans qualify based on the rental income the property generates — not your personal income or tax returns. No W-2s. No employment verification required. This is the preferred product for investors who are self-employed, own multiple properties, or use legal depreciation strategies that reduce their reported income on paper. If you have been told you don't qualify for a rental loan because your taxes look low, a DSCR loan may be exactly what you need.
How fast can a fix and flip loan close?
Fix and flip loans — also called Residential Transition Loans (RTL) — through our lender network can close in 7 to 21 business days, depending on the deal complexity, property type, and lender. This is significantly faster than conventional financing, which typically takes 30 to 60 days. If you are under contract with a tight closing window, reach out early — I can usually give you a realistic timeline within 24 hours of reviewing the deal basics.
Why work with a broker instead of going direct to a lender?
Every lender has a specific appetite — a preferred loan size, geography, property type, and borrower profile. Going direct gets you one lender's answer. Working with Endeavance Capital means your deal goes to market across a full lender network to find the best-fit program. I spent 20+ years as a commercial banker reviewing loan files. I know which lenders are aggressive on LTV, which programs accommodate unusual deal structures, and which lenders close the fastest — and I use that knowledge to position your deal correctly before it hits an underwriter's desk.
Is Endeavance Capital licensed in my state?
Endeavance Capital is licensed to broker loans in 35+ states, with primary focus on Washington State. We are based in Yakima, WA and serve real estate investors and business owners throughout Eastern Washington, Western Washington, and across the country. Contact us to confirm availability in your specific state.
What Clients Say
★★★★★“This is an excellent option for small business funding. Greg puts his clients' needs first and thinks long term — something that is severely lacking in the funding space.”
★★★★★“Greg is amazing. I have known and worked with him for years. He is accurate, timely, and works hard for the customer.”
Not Sure Where Your Deal Stands?
Take the Free Scorecard.
The free 5-Minute Fundability Scorecard walks you through 25 questions across five categories. You'll walk away knowing exactly how a lender is going to see your deal — and what to address before you submit. No application. No commitment.